Almost every transaction online can only be completed with a credit card. Without it, you are just like that lady who spends most of her mall time doing window shopping only to go home with no single purchase because she doesn’t have money to begin with.
A case that is possibly worse than this is having a bad credit. But of course, you are not doomed forever just because you made that mistake of spending more than what you can afford to pay. After repenting and swearing not to commit the same mistake again, there are ways to set your foot again in the credit card cycle.
1. Go over your credit report.
No matter how bankrupted you may be feeling, it helps … (more) July 8, 2009

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